Mortgage Programs For Homebuyers

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Whether you’re thinking about buying your first home or you’ve been contemplating an upgrade, you probably already know that there are several different kinds of home mortgages, some that seem pretty much alike at face value. FHA, VA, USDA — what does it all mean?! We’re about to take all the stress out of choosing the mortgage that’s right for you and your family (even if that family is just you and Spot the cat). Continue reading

230 Woodhill Drive, Redding

Listed at $269,000, 3 bedrooms, 2 bathrooms

1556 square feet.

Photo by DroneTechStudios.com

Wonderful home with a great floor plan, good size living room & dining area, indoor laundry, dual pane windows, covered patio, & gorgeous front & back yard landscaping! Pride of ownership shows on this very well maintained home. Large side yard for extra parking with a storage shed for all your extra stuff. Call or text (contact info is at the bottom of the post) me today to set up a showing. Don’t wait too long, this one should go fast!
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Low Inventory Slows Home Sales

Low inventory is affecting home sales nation wide. Here in Redding California the inventory of homes for sale is still low, especially in the lower price ranges. If you have been thinking of selling, now maybe the right time to put your home on the market.

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Call today for your FREE Customized valuation and marketing plan so you can decide if the timing is right for you to sell.

Lauri Gibson

530-227-1223

4381 Pittsfield Way

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Just Listing! Great family home in the East Sacramento area in the popular neighborhood of Independence at Mather. Listed at $400,000.

This 1800+/- square foot, 3 bedroom, 2 & 1/2 bathroom home has had many updates in the last 5 years. Fresh paint on exterior trim & garage door & interior paint was spruced up as well; the kitchen has quartz counter tops & stainless steel appliances; all 3 bathrooms have updated vanities & new toilets, upstairs baths have tile floor & downstairs powder room has laminate floor. Upstairs bonus room would make a great family room!

4381 Pittsfield Way-2

The homes in Independence at Mather sell fast so don’t miss your opportunity to see this one!

Call today to schedule a showing!

Lauri Gibson

530-227-1223

2198 Allegheny Court

Photo by: DroneTech Studios (www.dronetechstudios.com)

Looking for a great home on the west side with a pool under $400,000? Look no further! This lovely home has wood floors in entry, kitchen & dining area. There is also a formal dining area. Large living room with vaulted ceiling & gas fireplace. Large walk-in closet in master. There are 3 Bedrooms & 2 Bathrooms. The list price is $369,000 and there is a beautiful pool!

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Simple Changes Equal Huge Impacts

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Whether you are getting ready to sell or just moved into your new home you are probably looking for ways to give your home some personality. Even if you have a small budge there are ways to enhance the curb appeal without spending a ton of money.

Pain the front door.  A new door color creates a focal point and it allows you to add your personality. If you have a real generic door you may want to replace it with a door that has some unique features. Maybe add a side window if you have room.

Front door replacement ranks third in cost recuperation according to Remodeling Magazine. You might also consider upgrading your garage door. These days there are lots of options for personalizing your garage door. The have kits your can buy to add details and changing the color can make your home look completely unique.

Choose a paint scheme with three colors. According to Houzz.com you should use three colors in your exterior scheme. The field color should dominate; the accent color which makes the doors, shutters and other smaller areas pop; and trim color, for the window and door trim, roof edging, railings and other trim-work.

Shutters and window boxes. You might want to consider adding shutters or window boxes to add some dimension to the front of your home. If you decide to add shutters be sure to research the appropriate style of shutter for your home. You may not find them at a big box store, so check out your local suppliers or even online. Don’t forget to check out vinyl shutters for a low-maintenance option, that goes for window boxes as well.

Upgrade your lighting. Replace those generic, often too small, front lights or the clunky motion detector flood lights with something fitting the style of your home and your design tastes. There are plenty of styles to choose from these days that have motion detection built-in, or dusk to dawn features. This is a very cost-effective way to update your curb appeal.

Plant some color. Replacing some of the old overgrown shrubs with drought tolerant, low maintenance options is certainly the current trend. This is a good way to make your house stand out from your neighbor’s. Don’t forget to add some color when you replant, there are many low maintenance shrub options that will add color if you don’t want to hassle with annuals or perennials. My husband and I just update our front landscaping and eliminated all the lawn with a wonderful variety of low maintenance, drought tolerant shrubs and flowers. Our yard now stands out in the neighborhood, in a good way, and we couldn’t be happier! We did use a landscape architect to help us come up with the basic plan and feel it was money well spent.

If you are working with a tight budget you can still make plenty of changes to the curb appeal of your home, especially if you aren’t afraid to get your hands dirty!

 

Pesky Wood-Destroying Insects

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If you live in a house made of cinder blocks you probably don’t need to read this article. But for most of us we need to be aware of the wood destroying pests that are out there just waiting to chew their way into our homes! The fact is that these pests are everywhere, so you need to aware of the signs from these little pesky intruders. Here are some of the common wood-destroying pests that you may find feasting on your home. Continue reading

Is it a Buyer’s or Seller’s Market?

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Highlights:

  • Whether the housing market is considered a Buyer’s or a Seller’s market is directly related to the available Inventory levels in a given area. The statistics in the above chart are national statistics.
  • A Seller’s Market is when the inventory is low and buyer demand is high.
  •  A Buyer’s Market is when inventory is high and buyer demand is low.
  • Local demand is high and inventory low in the starter & trade-up home markets, causing sales prices to rise.
  • Demand seems to be rising in the upper end/luxury market here in the Redding California area. In the first quarter we saw sales of 5 homes over $750,000 and in quarter two we already have 8 homes pending in that price range.

Statistics taken from the Shasta Association of REALTORS, deemed reliable but not verified.

Interest Rates Affect How Much House You Can You Get For Your Money.

Interest rates affect payment

If you are thinking of buying a new home you know that rising interest rates will affect your mortgage payment. This chart shows you how much, as rates go up as predicted by Freddie Mac & Bankrate Mortgage.

I read a quote once that said “The perfect time to buy a house is always five years ago” Don’t let that happen to you…contact me today to help you find that perfect new home.